Insurance brokers: liability for absence of cover

The decision of Anderson J in the Federal Court of Australia in PC Case Gear Pty Ltd v Instrat Insurance Brokers Pty Ltd [2020] FCA 137 is a useful analysis of the settled principles applicable to a claim by a client against its insurance brokers where the policy procured by the brokers excluded a risk for which insurance would have been sought had the client been informed of the lack of cover.

PC Case Gear : the facts