We use cookies to improve your website experience. To learn about our use of cookies and how you can manage your cookie settings, please see our Cookie Policy. By continuing to use the website, you consent to our use of cookies. Close

Business interruption: pandemic claims in South Africa

Insurance Law Monthly

Business interruption: pandemic claims in South Africa

Covid-19 test cases are beginning to emerge from common law jurisdictions. There have to date been two decisions from the South African courts, Café Chameleon CC v Guardrisk Insurance Co Ltd [2020] ZAWCHC 65 and Ma-Afrika Hotels (Pty) Ltd and Another v Santam Ltd [2020] ZAWCHC 160. Café Chameleon pre-dated the Divisional Court’s ruling in FCA v Arch Insurance [2020] Lloyd’s Rep IR 572 and was decided on causation grounds.

Ma-Afrika Hotels post-dated the UK decision and adopted much the same reasoning. Two separate judgments were given in Ma-Africa Hotels , a joint judgment by Goliath DJP and Mantame J, and a judgment by Cloete J which adopted slightly different reasoning but reached the same conclusions.

The rest of this document is only available to i-law.com online subscribers.

If you are already a subscriber, please enter your details below to log in.

Enter your email address to log in as a user on your corporate account.
Remember me on this computer

Not yet an i-law subscriber?


Request a trial Find out more