i-law

Compliance Monitor

What DEI developments mean for UK-regulated firms

The FCA and PRA's decision not to proceed with new Diversity, Equity and Inclusion reporting requirements created a stir in the financial media last month. Viewed in light of the Government's de-regulating growth drive as well as moves in the United States to rollback DEI programmes, fears of regression were raised for inclusivity agendas. Lucy Blake provides further context.
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 7 - 01 April 2025

Where now for FCA's enforcement strategy?

Therese Chambers and Steve Smart have made their mark since they stepped into view as co-directors of Enforcement at the Financial Conduct Authority two years ago. Despite battling controversies, the duo appear to be making progress towards some of their goals, reports Neasa MacErlean.
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 7 - 01 April 2025

Authorisation of cryptoasset firms under MiCA clarified

The European Union's comprehensive framework for the regulation of cryptoassets has been supplemented with a briefing on threshold requirements for market participants. Martin Dowdall and Shaanil Senarath-Dassanayake unpack the contents and set out what this means for cryptoasset service providers seeking authorisation under MiCA.
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 7 - 01 April 2025

Refocus on Training and Competence

Amid the constant pressure of regulatory exigencies, it's easy to neglect the fundamentals. Training and competence matters; indeed, the scope of this rulebook should extend to more players in the financial services ecosystem, writes Adam Samuel.
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 7 - 01 April 2025

A costly miscalculation: Nvayo and the price of resistance

Regulatory battles may often best be fought in remediation efforts rather than legal challenges, a recent case illustrates. By Christian Blackwell
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 7 - 01 April 2025

PRA quadruples Hambro's fine for Wyelands Bank breaches

George Hambro, a non-executive director of Wyelands Bank plc, has had a fine imposed by the PRA quadrupled in order to deter others from showing insufficient skill, care and diligence in management and reporting of the firm's capital.
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 8 - 01 May 2025

Omnibus Regulation sets EU ESG reforms in motion

Draft proposals to simplify and streamline the European Union's multiple corporate sustainability regimes were published at the end of February. Alessandro De Nicola discusses this key initiative.
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 7 - 01 April 2025

Traders' online chats cost banks £100m in competition penalties

A group of five banks were caught out when their employees' private internet exchanges were considered by authorities to have breached the Competition Act 1998. Firms face legal risks in this area that need to be identified, monitored and managed, writes Denis O'Connor.
Online Published Date:  02 April 2025
Appeared in issue:  Vol 37 No 7 - 01 April 2025

The case for Europe's own SEC

Unified oversight of financial markets within the European Union, along with a consolidated tape of trading data, would strengthen consistency of regulatory standards, plus enhance market integrity, competitiveness and growth. There would be significant ramifications both in and outside the bloc, comments Monique Melis.
Online Published Date:  10 April 2025
Appeared in issue:  Vol 37 No 8 - 01 May 2025

Gaps found in FCA review of bereavement and power of attorney customer care

All firms need to improve their practices regarding the treatment of the heirs after a bereavement or granting of power of attorney, according to the FCA - which has reviewed the operations of businesses across the bank, building society, payments and electronic money sector.
Online Published Date:  12 April 2025
Appeared in issue:  Vol 37 No 8 - 01 May 2025

How investment firms should prepare for a CASS audit

The deadline for submitting CASS reports is four months after year-end and the audit process is often fast-paced, with little room to stop and reflect. Oliver Hawes sets out practical suggestions for firms both ahead of and following their audits to assist in smoothing the process.
Online Published Date:  17 April 2025
Appeared in issue:  Vol 37 No 8 - 01 May 2025

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