i-law

Insurance & Reinsurance

The Law of Insurance Contracts

Service Issue 63 (November 2025) now available

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Service Issue 63 can be accessed here. There are revisions to Chapters 1-2, 4, 5-11, 13-28 and 30.

Recent cases discussed include:

• Ali v HSF Logistics Polska sp zoo [2024] EWCA Civ 1479
• Archer v R ‘N’ F Catering Ltd (t/a Biplob Restaurant) [2025] EWHC 1342 (KB)
• Dassault Aviation SA v Mitsui Sumitomo Insurance Co Ltd [2024] Lloyd’s Rep IR 153
• Delos Shipholding SA v Allianz Global Corporate and Speciality SE (The Win Win) [2024] 1 Lloyd’s Rep 489; [2024] Lloyd’s Rep IR 525 
• Desai v Wood [2025] EWCA Civ 906
• DHV v Motor Insurers’ Bureau [2025] EWHC 2002 (KB)
• Johnstone v Fawcett’s Garage (Newbury) Ltd [2025] EWCA Civ 467
• Makin v The Restaurant Muse Ltd [2025] EWHC 895 (KB)
• Malhotra Leisure Ltd v Aviva Insurance Ltd [2025] EWHC 1090 (Comm)
• National Union of Rail Maritime and Transport Workers v Tyne and Wear Passenger Transport Executive (t/a Nexus) [2024] UKSC 37
• Rukhadze v Recovery Partners GP Ltd [2025] 1 Lloyd’s Rep 329
• Tesco Stores Ltd v Union of Shop, Distributive and Allied Workers (USDAW) [2024] UKSC 28
• URS Corporation Ltd v BDW Trading Ltd [2025] BLR 379 
• Waller-Edwards v One Savings Bank plc [2025] UKSC 22
• Watford Community Housing Trust v Arthur J Gallagher Insurance Brokers Ltd [2025] EWHC 743 (KB) (Comm)

This Service Issue also includes further comment on the Irish Consumer Insurance Contracts Act 2019 and the Australian Insurance Contracts Act 1984 sections 16 to 20.

Professional Negligence

Service Issue 47 (August 2025) now available

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Service Issue 47 (August 2025) of Professional Negligence and Liability includes updates to the following chapters:

Chapter 4 Strategy and Tactics
Chapter 7 Architects, Engineers and Quantity Surveyors
Chapter 8 Surveyors, Valuers and Estate Agents
Chapter 9 Solicitors
Chapter 11 Underwriting Agents: Lloyd's and Generally
Chapter 13 Accountants and Auditors
Chapter 14 Clinical Practitioner
Chapter 15 Barristers
Chapter 20 Insolvency Practitioners
Chapter 21 Professional Trustees
Chapter 24 Expert Witnesses
Chapter 26 Fund Managers

Professional Negligence and Liability, edited by Mark Simpson KC, with contributions from over 50 experts, contains chapters on professions including Bankers, Architects, Surveyors, Solicitors, Financial Advisers, Accountants, Clinical Practitioners, Public Authorities and Barristers.

Explore our collection of books

Causation in Insurance Contract Law, 2nd Edition

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Now in its second edition, Causation in Insurance Contract Law scrutinises the causation theory in marine insurance and non-marine insurance law, and provides a comparative study on the causation test in tort law.

Thoroughly revised and updated throughout it also provides new chapters on Causation and Interpretation and Causation and machinery for qualifying losses to provide a deeper and more thorough analysis, comparing academic approaches and juridical approaches to addressing causation issues in insurance claims.

Written by Meixian Song, editor of Lloyd's Shipping and Trade Law

Deferred Prosecution Agreements and Directors' Liability, 1st Edition

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Providing in-depth analysis of deferred prosecution agreements (DPAs) and their impact on company directors. This book also considers the impact of DPAs and arising exposures on directors’ and officers’ (D&O) liability insurance.

Written by Natalie Turney, Lecturer in Law, University of Buckingham

Access the book here

Navigating insurance claims

Settling claims under different insurance conditions: a comparative study of the American Institute Hull Clauses (2 June 1977) and the Nordic Plan 2013 (2023 version)

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By Adam Rolland, Average Adjuster, Independent Average Adjusters Ltd, Bjørn Slaatten, Average Adjuster, Norway and Petros Tasios, Senior Claims Executive, Seascope (Hellas) SA

This study explores the critical differences between these two major marine insurance frameworks, highlighting how variations in clause wordings affect claims handling and average adjusting.

www.i-law.com/ilaw/doc/view.htm?id=447951

Insurance Law Search

Insurance Law Monthly

Current issue available

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Insurance Law Monthly has been providing specialist analysis of key cases, EU Directives and updates in legislation and regulation for many years. Every month, our experts report on the most noteworthy international cases concerning issues including liability, marine, motor, property and business interruption.

The latest issue of Insurance Law Monthly is available here

Insurance Broking Practice and the Law

Service Issue 36 (September 2025)

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Service Issue 36 includes commentary on:

  • Infinity Reliance Ltd (t/a My 1st Years) v Heath Crawford Ltd [2023] EWHC 3022 (Comm).
  • Norman Hay plc (in Members’ Voluntary Liquidation) v Marsh Ltd [2024] EWHC 1039 (Comm); [2025] Lloyd’s Rep IR Plus 2.

There are significant updates in respects of developments relating to:

  • Chapter 22 – Competition – following: (i) confirmation in principle that the EU and UK will enter into a formal cooperation agreement for competition matters; and (ii) the publication of recent merger control decisions providing insights into the regulators’ likely approach to market definition.
  • Chapter 23 – Data Protection Issues – providing updated statistics and examples of recent ICO action taken against organisations (such as the first fine issued against a processor under UK GDPR).
  • Chapter 26 – Protecting Business and Termination of Employment – to reflect anticipated legislative changes set out in the Employment Rights Bill and recent case law developments.

LLR: Insurance & Reinsurance

CARBIS BAY HOTEL LTD AND ANOTHER v AMERICAN INTERNATIONAL GROUP
[2025] Lloyd's Rep IR 607
Insurance (business interruption) – Infectious diseases extension – Whether Covid-19 covered.
TYNEFIELD CARE LTD AND OTHERS v THE NEW INDIA ASSURANCE CO LTD
[2025] Lloyd's Rep IR 621
Insurance – Non-disclosure and misrepresentation – Meaning of “director” – General Condition requiring notification of changes – Effect of breach – Marine Insurance Act 1906, sections 18 and 20 – Insurance Act 2015, sections 3, 8, 9, 10 and 11.

Lloyd's Insurance Law Reporter

MS AMLIN MARINE NV V KING TRADER LTD
Insurance (marine) – Pay to be paid clause – Assured insolvent – Whether third party claimants bound by clause – Inconsistency – Onerous clause doctrine – Third Parties (Rights against Insurers) Act 2010
Online Published Date:  10 Nov 2025
ROYAL & SUN ALLIANCE INSURANCE LTD V EQUITAS INSURANCE LTD
Reinsurance – Whether reinsurance excess eroded by defence costs – Follow Settlements Clause – Claims Co-Operation Clause – Award of interest
Online Published Date:  27 Oct 2025
MANAGED LEGAL SOLUTIONS LTD V HANISON (T/A FORTITUDE LAW)
Insurance (liability) – Joinder of liability insurers to proceedings against assured – Third Parties (Rights against Insurers) Act 2010 – CPR Part 19
Online Published Date:  20 Oct 2025

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