The “strikes risk” Clause

16.1 The standard clauses providing war risks cover for “Strikers, Locked-out Workmen or Persons taking part in Labour Disturbances, Riots or Civil Commotions” have a lengthy history, but have generated relatively little litigation. There appears to be no case in which strikers or their counterparts, workmen who have been excluded from their workplace by their employer locking the factory gates, or persons taking part in labour disturbances, have been judicially considered in the context of a War Risks Policy. The overlapping limits of “riot” and “civil commotions” as civil disturbances of a serious nature are discussed in Chapter 17.