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Marine Insurance: Law and Practice




15.1 This chapter will consider those risks which may be found in the second part of the perils clause in standard freight and hulls policies. The risks in question are not all specifically concerned with the matters in issue in The Inchmaree,1 the case from which the clause loosely draws its familiar title, which is not a term of art. At different times, different risks have appeared in the clause and with varying content. As usual, in a given case, the construction of a particular risk depends on the precise terms of the policy. The Inchmaree clause is currently subject to the due diligence proviso and the servant-owner term, both of which are discussed above.2

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