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Marine Insurance: Law and Practice

CHAPTER 17 DISCORD (“WAR AND STRIKES”) RISKS I GENERAL PROVISION 17.1 This chapter deals with a range of risks posed by various types of discord. They include war and strikes risks and are generally covered by policies incorporating clauses specifically described as war, or war and strikes, or strikes clauses. This is a well-established practice but gives a misleading impression, as the subject matter of these types of clause and of this chapter extends beyond insurance against risks from war and strikes in the normal sense of those terms. However, it is difficult to find a convenient all-embracing adjective for these risks, 1 and the terminology of war and strikes risks has been traditionally and formally engrained, so it is also employed in this chapter. In practice, of course, what matters is not so much the generic term used to describe the risks in question as the construction of the particular terms used in the policy in issue.

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