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Marine Insurance: Law and Practice

CHAPTER 23 TOTAL LOSS I GENERAL CLASSIFICATIONS Introduction 23.1 As stated above, total losses are classifiable as either actual or constructive total losses. 1 It has also been observed that classification as a constructive total loss can be made for two reasons: first, to establish whether notice of abandonment should be given; and, secondly, to determine whether the assured is at the date of action entitled to recover for a total loss. 2 It is the second method of classifying constructive total losses that is relevant in this chapter.

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