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Law of Insurance Contracts

Chapter 4 INSURABLE INTEREST IN PROPERTY 4-1 INTRODUCTION The insured must have an interest in the subject-matter of the insurance; it is not, however, required to state the interest at the time of making the insurance contract: above, 3-1 . If there is no interest, the insurance cannot be enforced. Preliminary questions are these: (a) Who must have the interest? (b) To answer that question, we must answer another: what is the subject-matter of the insurance? (c) If a person has an interest, there is also the question of its extent.

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