Lloyd's Law Reports

Professor Robert Merkin KC; Dr Johanna Hjalmarsson

Document

DE MONCHY v. PHOENIX INSURANCE COMPANY OF HARTFORD AND ANOTHER.

(1929) 34 Ll L Rep 201

HOUSE OF LORDS.

Before the Lord Chancellor (Lord Hailsham), Viscount Dunedin, Viscount Sumner, Lord Buckmaster and Lord Atkin.

Marine insurance-Loss (turpentine)- "Leakage from any cause in excess of 1 per cent."-Claim-Ascertainment of loss-Conventional basis of measurement -Meaning of "leakage"-Insurance certificate - "This certificate represents and takes the place of the policy"-Limitation clause in policy- Whether to be read into certificate of insurance-Judgment for assured- Appeal dismissed.

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