Lloyd's Law Reports

Professor Robert Merkin KC; Dr Johanna Hjalmarsson

Document

DE MONCHY v. PHOENIX INSURANCE COMPANY OF HARTFORD AND ANOTHER.

(1929) 34 Ll.L.Rep. 201

HOUSE OF LORDS.

Before the Lord Chancellor (Lord Hailsham), Viscount Dunedin, Viscount Sumner, Lord Buckmaster and Lord Atkin.

Marine insurance-Loss (turpentine)- "Leakage from any cause in excess of 1 per cent."-Claim-Ascertainment of loss-Conventional basis of measurement -Meaning of "leakage"-Insurance certificate - "This certificate represents and takes the place of the policy"-Limitation clause in policy- Whether to be read into certificate of insurance-Judgment for assured- Appeal dismissed.

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