BROAD & MONTAGUE, LTD. v. SOUTH EAST LANCASHIRE INSURANCE COMPANY, LTD.

(1931) 40 Ll L Rep 328

KING'S BENCH DIVISION.

Before Mr. Justice Rowlatt.

Insurance (motor) - Non-disclosure - Insurance of plaintiffs' vehicles by defendants - Defendants' option to cancel policies after notice, proportionate part of premiums to be returned - Option exercised - Refusal by defendants to return part premiums - "Has any company or underwriter declined to insure or required an increase of premium on any of your vehicles or stipulated for an excess or cancelled your policy? Yes; L company" - Information received after inquiry from L company that plaintiffs had been previously insured with C company - Subsequent discovery by defendants that C company had refused the risk - Duty of assured as regards previous insurers