HOLLIDAY v. WESTERN AUSTRALIAN INSURANCE COMPANY, LTD.

(1936) 54 Ll.L.Rep. 373

KING'S BENCH DIVISION.

Before Mr. Justice Branson.

Fire insurance-Renewal of policy-Insurance of claimant's property with respondent company-Loss by fire- Contention by respondents that property was not covered as the policy had not been renewed-Course of business between parties-Claimant appointed agent of respondent company -Claimant debited in respondents' books with premiums due and credited with commission-Evidence of credit given to claimant for settlement of balances due-Expiry date of policy June 20, 1934-Notice given by claimant to respondents' inspector to renew policies as they fell due- Renewal notices sent from time to time -Requests by respondents for settlement of balance due disregarded by claimant-Fire on Oct. 21, 1934- Arbitration-Award in claimant's favour-Case stated-Whether policy automatically determined at expiry of days of grace.