Lloyd's Law Reports

Professor Robert Merkin KC; Dr Johanna Hjalmarsson

Document

HOUGHTON v. TRAFALGAR INSURANCE COMPANY, LTD.

[1953] 2 Lloyd's Rep. 18

QUEEN'S BENCH DIVISION.

Before Mr. Justice Gorman.

Motor insurance-Cover not-Accident occurring before issue of policy - Passenger risk not included in policy - Cover note providing "Full comp."-Marginal note in proposal form excluding "legal liability to passengers" -Liability of insurers for injury to passengers -Exclusion of liability for damage arising while "conveying any load in excess of that for which it was constructed"-Six occupants in 5-seater car-Overloading-Matters to be taken into account.

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