NAM KWONG MEDICINES & HEALTH PRODUCTS CO. LTD. v. CHINA INSURANCE CO. LTD.
[2002] 2 Lloyd's Rep. 591
HONG KONG HIGH COURT
Before Stone, J.
Insurance (Marine) - Indemnity - Non-disclosure - Institute classification clause - Cargo insurance effected with defendant - Cargo carried in phantom ship - Vessel not classified - Whether institute cargo clauses incorporated - Whether insurers could rely on non-disclosure - Effect and applicability of s. 44 of Marine Insurance Act, 1906.