HOWELLS v IGI INSURANCE CO LTD [2003] EWCA Civ 03
[2003] Lloyd's Rep IR 803
COURT OF APPEAL
Before Lord Justice Potter, Lord Justice Mummery and Lady Justice Arden
Insurance (personal injury) - Professional footballer insured against permanent disability - Claims condition deeming footballer to be fully rehabilitated if participating in five or more games from date of permanent disability - Whether reserve team appearances constituted “games”.