RONSON INTERNATIONAL LTD v PATRICK

[2006] Lloyd's Rep IR 194

QUEEN’S BENCH DIVISION

Before His Honour Judge Richard Seymour sitting as a judge of the High Court

Insurance (householders’ liability) - Policy excluding liability for “wilful, malicious or criminal” acts - Policy requiring immediate written notification of any incident for which assured might be held responsible - Assured deliberately lighting fire leading to loss of claimant’s property - Whether loss caused by wilful act - Whether insurers entitled to rely upon breach of claims condition.