GAUGHAN v TONY McDONAGH & CO LTD

[2006] Lloyd's Rep IR 230

QUEEN’S BENCH DIVISION COMMERCIAL COURT

Before Mrs Justice Gloster

Insurance (property) - Insurance broker - Hotel insured against fire and other risks - Broker subsequently providing false information to insurers as to nature of hotel - Insurers avoiding policy for misrepresentation - Action brought against brokers - Date on which broker’s breach of duty occurred - Whether broker’s breach of duty caused loss by reason of existence of independent grounds for avoidance.