COUTTS & CO v SEBESTYEN
[2006] Lloyd's Rep Plus 58
COURT OF APPEAL
Before Lord Justice May Lord Justice Rix and Lord Justice Jonathan Parker
Banking – Overdraft facility – Customer exceeding overdraft limit – Bank
continuing to make payments out of customer’s account – Bank claiming repayment
of overdraft plus interest – Whether overdraft agreement unenforceable –
Whether bank complied with conditions set out in determination by Office of Fair Trading – Consumer Credit Act 1974,
section 74.