i-law

LLR: Insurance & Reinsurance

MUNDI v LINCOLN ASSURANCE LTD

[2006] Lloyd's Rep IR 353

CHANCERY DIVISION

Before Mr Justice Lindsay

Insurance (life) - Utmost good faith - Policy taken out in 1997 - Premiums not paid and insurers gave notice of lapse in December 1998 - Policy reinstated January 1999 following declaration of good health - Whether declaration a fresh contract - Whether medical consultations material facts - Whether drinking habits material facts - Inducement.

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