RENDALL v COMBINED INSURANCE COMPANY OF AMERICA

[2006] Lloyd's Rep IR 732

QUEEN’S BENCH DIVISION (COMMERCIAL COURT)

Before Mr Justice Cresswell

Reinsurance - Insurance (travel) - Employees killed while evacuating South Tower of World Trade Center - Insurance covering death or injury while travelling on employer’s business - Policy governed by Illinois law - Whether losses covered - Misrepresentation and non-disclosure - Estimate of number of travel days - Whether implied representation that estimate based on historical data - Waiver of disclosure - Marine Insurance Act 1906, section 20(5).