Dimond v Lovell Re-Visited

Ketley v Gilbert (TLR 17 January CA)

The issue at the heart of the appeal was whether a car hire agreement was a regulated agreement within the meaning of the Consumer Credit Act 1974. If it was, its formalities did not comply with the requirements of the Act and, on the authority of Dimond v Lovell ([2000] 2 WLR 1121) the hire company would be unable to recover its charges from the claimant and consequently not be entitled to rely on rights of subrogation to recover them from the defendant or her insurers.