SUGAR HUT GROUP LTD AND OTHERS v GREAT LAKES REINSURANCE (UK) PLC AND OTHERS

[2011] Lloyd's Rep. IR 198

QUEEN’S BENCH DIVISION (COMMERCIAL COURT)

Before Mr Justice Burton

Insurance (property) — Nightclub damaged by fire — Whether insurers entitled to avoid policy by reason of non-disclosure of assured’s change of identity — Breach of warranty — Whether policy terms requiring inspection and no contact with combustible materials were warranties — Waiver of breach of warranty — Whether burglar alarm obligation was a warranty or a suspensory provision — Construction of ambiguous condition precedent.