SHARON'S BAKERY (EUROPE) LTD v AXA INSURANCE UK PLC AND ANOTHER

[2012] Lloyd's Rep IR Plus 5

QUEEN’S BENCH DIVISION (COMMERCIAL COURT)

Before Mr Justice Blair

Insurance (fire) - Assured using false invoice to obtain funding from finance company, secured on machinery - Machinery damaged by fire - Assured using invoice to assist in claim - Whether false invoice used for finance was a material fact - Moral hazard - Fraudulent claim - Use of fraudulent means or devices.