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Law of Insurance Contracts

This chapter was reviewed in March 2025. No corrections were found to be needed. The next review of this chapter is due in July 2025.

Chapter 23

PART I: NON-DISCLOSURE FAILURE TO MAKE A FAIR PRESENTATION OF THE RISK

23-1 INTRODUCTION

It is customary to discuss misrepresentation and non-disclosure or failure to make a fair presentation of the risk separately, however, the line between the two may be barely discernible, for example, in the case of misrepresentation by half truth; above, 22-2F. The custom of separate discussion is followed in this book, except that the remedies are considered together in Part II: 23-14 ff.

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