Insurance Law has been a somewhat neglected subject in degree level examinations, but its popularity seems gradually to be increasing. Professor Birds produced in 1982 the first modern textbook on the topic aimed at undergraduate students. Such students of insurance law will welcome the publication of the second edition. Like the first edition, it represents a clear and lucid introduction to a subject which is often unnecessarily technical and filled with decisions which no sensible lawyer would wish to defend. There is a judicious mix between explanation and analysis of authorities and examination of underlying theoretical issues. It is an impressive achievement to cram so much of each into a relatively short compass. The book is particularly good in dealing with the authorities on non-disclosure of material facts, which so vividly illustrate the bias in favour of insurers which is inherent in the present law. The book went to press before the decision of the Court of Appeal in Banque Financiere v. Westgate Insurance [1990] 3 W.L.R. 25, which has regrettably failed to accept Professor