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Lloyd's Maritime and Commercial Law Quarterly

AVOIDANCE OF POLICY OR REPUDIATION OF CLAIM?

Gordon v. A.A. Mutual Ins. Assn. Ltd.
This judgment of Schabort, J., in the Witwatersrand Local Division in Gordon v. A.A. Mutual Ins. Assn. Ltd.,1 illustrates the inherent danger in claims staff using insurance “jargon” without understanding the terms they use and the legal consequences of the steps they take. The insured, having moved home, notified his broker of the fact and requested an appropriate alteration in the insurance cover. No proposal form was asked for and the insured omitted to advise his broker that

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