Insurance Law Monthly
Establishing a claim against liability insurers
In Enterprise Oil Ltd v Strand Insurance Co Ltd
[2006] EWHC 58 (Comm) 10 separate issues relating to the scope of a liability policy were considered by Aikens J. Three of
those issues are of wide-ranging significance: whether a liability policy is triggered by proof of actual liability as opposed
to potential liability; whether defence costs are covered in the absence of express provision; and whether the much-criticised
decision of Colman J in Lumberman’s Mutual Casualty Co v Bovis Lend Lease Ltd
[2005] 1 Lloyd’s Rep 494 is good law.