Lloyd's Maritime and Commercial Law Quarterly

Professor Francis D Rose

Document

VERSLOOT AND THE INSURANCE ACT 2015

Jack Alexander* and Daniel Brinkman*

The DC Merwestone

Insureds often resort to a number of mechanisms to obtain payment from insurers. The remedial response depends on the nature of the mechanism used. On one hand, the claim may be exaggerated or wholly fabricated. On the other, there may be a valid claim but, in an attempt to bolster it, the insured may make a false statement which is ultimately irrelevant to the claim’s merits. The latter is commonly known as a fraudulent device.

* Admitted Barrister and Solicitor of the High Court of New Zealand. The authors are grateful to Professor Robert Merkin QC, Professor Peter Devonshire and an anonymous reviewer for their helpful comments. The views expressed are purely personal to the authors. All errors remain our own.

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