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Liability insurance: ordinary residence

Insurance Law Monthly

Liability insurance: ordinary residence

Householder liability policies frequently exclude liability for injury to any person ordinarily resident on the premises. Dalton J in Re Murray (Deceased); Crummer v AAI Ltd [2020] QSC 155 considered the meaning of the phrase “anyone who usually lives at the insured address” and concluded that it was the equivalent of “ordinary resident”.

Crummer : the facts

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