Insurance Day
Supreme Court rules on ‘deliberate act’ in public liability insurance
The UK Supreme Court has handed down judgment in a Scottish case regarding a “deliberate act” exclusion in public liability
insurance:
Burnett or Grant (Respondent) v International Insurance Company of Hanover Ltd (Appellant) (Scotland) (2021). The case is a useful summary of the case law on the term “deliberate act” in insurance and is supportive of the courts’
general approach to construing exclusions narrowly.