Motor insurance: damage to a vehicle on credit hire

In Armstead v Royal & Sun Alliance Co Ltd 13 May 2021, Recorder John Benson QC heard an appeal on the question of damages recoverable by the hirer of a vehicle where the vehicle is damaged in a collision due to the fault of another. There had been numerous county court decisions on the topic, and most had been decided in favour of the claimant, but this court was not bound by any of the decisions and considered the matter afresh.

Armstead: the facts