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Liability insurance: liability at law for damages or compensation

Insurance Law Monthly

Liability insurance: liability at law for damages or compensation

In SA Metropolitan Fire Service v ACN 008 275 296 Pty [2020] SADC 45 the South Australian District Court discussed the meaning of the phrase “legally liable to pay for damages or compensation” in a public liability policy. Following a series of well-known authorities, the court concluded that the policy responded only to an actionable breach of duty by the assured and did not cover no-fault statutory payments.

Fire Service : the statutory background

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