You don’t have to be negligent to be sued

Robert Hodge, of ITIC, warns that you do not have to do anything wrong to find yourself in court on the defensive

You may face liabilities that have nothing to do with negligence. Are you insured? The basis of professional indemnity insurance is to insure negligent performance of services. Specialist professional indemnity cover can insure non-negligent liabilities which can arise in the marine sector. This article will highlight some of those, including breach of warranty of authority and statutory liabilities.