HAMSARD ONE THOUSAND AND FORTY-THREE LTD V AE INSURANCE BROKERS LTD

[2024] EWHC 262 (Comm), King's Bench Division, Commercial Court, Lionel Persey KC sitting as a High Court Judge, 12 February 2024

Insurance (broker) – Duties of broker on placement – Disclosure of material facts – Failure to disclose assured's association with other insolvent companies – Waiver of information by insurers – Scope of cover – Causation – Quantum

In March 2014 the claimant's controller, B, through the defendant insurance brokers, renewed the fire and liability insurance on premises that had been leased by the claimant to a tenant (an associated company) for use as a foundry.