Liability Risk and Insurance
Cyclist’s lack of helmet not negligent
A second attempt by an insurer to shift road accident blame away from the car dr iver and onto the cyclist has backfired.
Last year Provident Insurance threatened a negligence action against the parents of nine-year-old Darren Coombs who was hit
by a car, because he was unsupervised and not wearing a helmet. Strong campaigning led to insurer back-down and the formation
of the CTC’s Cyclists’ Defence Fund.