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In London insurance policies may be written in the London Company Market or at Lloyd's. The company market is organised through a market body called the International Underwriting Association (IUA)1 and involves insurers who are members. The IUA was formed by the merger of two bodies, the Institute of London Underwriters (ILU),2 which dealt with predominantly marine and aviation risks, and the London Insurance and Reinsurance Market Association (LIRMA),3 which dealt with non-marine risks. The administrative bureau processing details of the risks written under the auspices of the IUA is the London Processing Centre (LPC).4 Many of the IUA member companies also have offices and separate underwriting rooms located elsewhere within the City, some being within the Lloyd's building.
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