i-law

Compliance Monitor

Whistleblowing reports subside after 2014 spike

There was a 19% slump in the number of whistleblowing reports to the Financial Conduct Authority in 2015, after the previous year saw a steep rise. In 2013 the regulator received 948 notifications from whistleblowers, while in 2014 there were..
Online Published Date:  09 September 2016

The compliant management of chaos

A major crisis has erupted at your financial services firm – how do you contain the situation and steer the firm out of its problems strengthened by the experience? Adam Samuel outlines the steps and issues involved.
Online Published Date:  04 October 2016

Insuring against cyber risks

Cybercrime is growing exponentially in the United Kingdom, yet many financial services firms lack insurance cover that addresses these specific risks. Jonathan Drake discusses the regulatory elements of this developing area.
Online Published Date:  04 October 2016

The retail banking market investigation – regulatory changes ahead?

After a two-year market investigation into the supply of retail banking services to personal current account customers as well as to small and medium-sized enterprises, the Competition and Markets Authority published its final report on 9 August 2016. Andrew Barber and Emma Radmore examine the regulatory implications.
Online Published Date:  04 October 2016

Ex Barclays Wealth COO receives ban decision for suppressing scathing culture report

The Financial Conduct Authority wants to ban Andrew Tinney, former chief operating officer of Barclays Wealth and Investment Management, subject to a hearing from the Upper Tribunal. A decision notice issued by the regulator finds that Tinney..
Online Published Date:  04 October 2016

Rapid Response Required: the FCA’s expectations around thematic reviews

In today’s regulatory climate, thematic reviews sound an alarm to UK financial services firms that their affairs in the area under scrutiny must be in order, or there could be consequences. Joanne Smith sets the scene.
Online Published Date:  04 October 2016

FCA shines spotlight on ICAAPs

With the Financial Conduct Authority now requesting to see Internal Capital Adequacy Assessment Processes across the investment business spectrum, is your firm’s ICAAP ready for the FCA spotlight? asks Mark Spiers.
Online Published Date:  04 October 2016

PSD2: ‘strong customer authentication’ – what, when & how?

The challenges of secure electronic payment services are exacerbated by the circular and often ambiguous language that’s been used in the second European Union directive on the subject, as well as the draft Regulatory Technical Standards, comments Chris Finney.
Online Published Date:  04 October 2016

Sharing custody of data protection in Europe’s most complicated divorce

The Brexit vote comes at an awkward time for UK firms with respect to the EU’s recently-agreed General Data Protection Regulation. Michael Malarkey and Carlo Miani outline the issues and suggest a forward approach.
Online Published Date:  04 October 2016

FCA fines and bans financial adviser for false qualifications

Sole trader Elizabeth Parry has been banned and fined £109,400 for lying repeatedly to the Financial Conduct Authority about her qualifications.She was authorised in May 2006 as a sole trader to conduct investment and mortgage business and..
Online Published Date:  04 October 2016

Payday lender repays over £34 million for bullying business practices

CFO Lending has agreed with the Financial Conduct Authority to extend over £34 million in redress to more than 97,000 customers because of its unfair practices. This will take place through the lender – which also traded as Payday First,..
Online Published Date:  04 October 2016

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