i-law

Compliance Monitor

The FCA Business Plan: continuity and change

Unsurprisingly, the United Kingdom’s parting of ways from the European Union featured prominently in the Financial Conduct Authority’s annual Business Plan released in April.
Online Published Date:  25 April 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Spread-betting company executives fined £116,900 for market abuse

Two former employees of Worldspreads Ltd have been penalised £105,000 and £11,900 for intentionally misleading the London Stock Exchange and investors about the spread-betting company’s performance.Financial controller Lukhvir Thind..
Online Published Date:  25 April 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017


Firms prepare for tighter Money Laundering Regulations


The latest draft Money Laundering Regulations 2017 have been released three months before they come into force. Ian Mason warns that they impose more detailed requirements on firms as well as further criminal offences – which the regulator has..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Spread-betting company executives fined £116,900 for market abuse


Two former employees of Worldspreads Ltd have been penalised £105,000 and £11,900 for intentionally misleading the London Stock Exchange and investors about the spread-betting company’s performance.
 Financial controller..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Business banking disputes: a way forward


Allegations about mis-sold interest rate hedging products or wrongdoing at RBS’s Global Restructuring Group have highlighted that the United Kingdom lacks adequate dispute resolution facilities for small firms to gain redress from the banks...
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

FCA resumes investigation into knowledge of HBOS Reading fraud


The Financial Conduct Authority has made notification “in the public interest” that it has re-opened its enforcement investigation into events surrounding misconduct at HBOS’ Reading-based impaired assets team. These proceedings..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

There are 13 enforcement investigations under the SMCR, reveals FCA


In the year since the Senior Managers and Certification Regime came into force, the Financial Conduct Authority has opened investigations into two individuals who are senior managers and 11 individuals who are, or are likely to be, certified..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Firms are failing to harness cyber security basics, says FCA

“Many organisations believe that they are getting the basics [of cyber security] right, but the reality is often not the case,” Nausicaa Delfas – who is executive director at the Financial Conduct Authority – told the..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

The shifting financial advice boundary


HM Treasury’s response to its consultation on amending the definition of financial advice was published on 27 February 2017. The UK Government has confirmed its decision to change the definition to bring it in line with MiFID. But what are the..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Complaints Commissioner asks FCA to review electronic recording of enforcement meetings


A complaint against the Financial Conduct Authority’s handling of an enforcement process has prompted the Complaints Commissioner to recommend that the regulator should review its practice on the electronic recording of significant..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

The FCA Business Plan: continuity and change


Unsurprisingly, the United Kingdom’s parting of ways from the European Union featured prominently in the Financial Conduct Authority’s annual Business Plan released in April. “I am regularly asked whether the FCA has enough..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

A trip to court


The Supreme Court’s judgment in Macris as well as a couple of interesting judicial review decisions are among the financial services developments recently handed down from the bench. Adam Samuel goes to court (or at least a roam around the law..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Implementation of the Insurance Distribution Directive


There are just nine months to go before the Insurance Distribution Directive must be transposed, and both HM Treasury and the regulator have issued consultations on how it will look in the United Kingdom. Juanita Morrison and Emma Radmore outline..
Online Published Date:  17 May 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Firms are failing to harness cyber security basics, says FCA

“Many organisations believe that they are getting the basics [of cyber security] right, but the reality is often not the case,” Nausicaa Delfas – who is executive director at the Financial Conduct Authority – told the..
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Business banking disputes: a way forward

Allegations about mis-sold interest rate hedging products or wrongdoing at RBS’s Global Restructuring Group have highlighted that the United Kingdom lacks adequate dispute resolution facilities for small firms to gain redress from the banks. Adam Samuel suggests a way forward from “an unregulated mess”.
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Implementation of the Insurance Distribution Directive

There are just nine months to go before the Insurance Distribution Directive must be transposed, and both HM Treasury and the regulator have issued consultations on how it will look in the United Kingdom. Juanita Morrison and Emma Radmore outline the proposed changes to law and regulation.
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

A trip to court

The Supreme Court’s judgment in Macris as well as a couple of noteworthy judicial review decisions are among the financial services developments recently handed down from the bench. Adam Samuel goes to court (or at least a roam around the law reports).
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

The shifting financial advice boundary

HM Treasury’s response to its consultation on amending the definition of financial advice was published on 27 February 2017. The UK Government has confirmed its decision to change the definition to bring it in line with MiFID. But what are the anticipated outcomes of this reform and how will it affect firms operating in the UK financial services sector? Peter Wilson and Caroline Bystrom survey the changes and consider the outlook.
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Firms prepare for tighter Money Laundering Regulations

The latest draft Money Laundering Regulations 2017 have been released three months before they come into force. Ian Mason warns that they impose more detailed requirements on firms as well as further criminal offences – which the regulator has indicated that it is willing to enforce.
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

FCA resumes investigation into knowledge of HBOS Reading fraud

The Financial Conduct Authority has made notification “in the public interest” that it has re-opened its enforcement investigation into events surrounding misconduct at HBOS’ Reading-based impaired assets team. These proceedings..
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

There are 13 investigations under the SMCR, reveals FCA

In the year since the Senior Managers and Certification Regime came into force, the Financial Conduct Authority has opened investigations into two individuals who are senior managers and 11 individuals who are, or are likely to be, certified..
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

Complaints Cmmr asks FCA to review electronic recording of enforcement meetings

A complaint against the Financial Conduct Authority’s handling of an enforcement process has prompted the Complaints Commissioner to recommend that the regulator should review its practice on the electronic recording of significant..
Online Published Date:  18 July 2017
Appeared in issue:  Vol 29 No 8  - 10 May 2017

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