i-law

Compliance Monitor

FCA investigations up by 75 per cent

By Neasa MacErlean
Online Published Date:  28 September 2017

FSB chief hits out at FCA secrecy on RBS report

Mike Cherry, the national chairman of the Federation of Small Businesses, has lambasted the Financial Conduct Authority for failing to publish its full report on the Royal Bank of Scotland’s controversial Global Restructuring Group. His..
Online Published Date:  28 September 2017

Probe into insurer’s closed-book dropped – but five cases stay live

The Financial Conduct Authority has ceased investigating Police Mutual over its treatment of longstanding life insurance customers – yet probes into Scottish Widows, Prudential, Countrywide Assured, Old Mutual and Abbey Life continue...
Online Published Date:  28 September 2017

Guide to conducting internal investigations: witness interviews

This is the fourth of six instalments serialising the ‘Guide to conducting internal investigations’, on best practices and guidance for those conducting or overseeing investigations in both the United Kingdom and the United States. Here, Jake McQuitty and Charles Hastie elucidate some of the key considerations when approaching and preparing for witness interviews.
Online Published Date:  12 October 2017

Pension transfers – pure guesswork?

When it comes to suitable pension transfer transactions, “The comparison is everything.” Yet, despite the baffling array of new options for pensions brought in by the reforms of April 2015, we still lack reliable comparison tools. Further to our previous coverage [1], Adam Samuel provides the big picture on why pension transfers remain such an important, difficult and potentially toxic subject.
Online Published Date:  12 October 2017

Defining ‘durable medium’ in the digital age

Banks are increasingly turning to alternative ways, other than paper, in which they can communicate with customers. Emily Morton and David Wagget consider how recent legal cases give financial services firms guidance on satisfying the ‘durable medium’ test in the current technological context.
Online Published Date:  12 October 2017

The FCA’s ‘over and above’ IDD copy-out

The Financial Conduct Authority has now published three consultation papers and its first set of “near final” rules for implementation of the Insurance Distribution Directive – which firms must comply with from 23 February 2018. Juanita Morrison and Davinia Collins focus on the FCA’s second CP and what the regulator’s proposals could mean for firms.
Online Published Date:  12 October 2017

The FX Global Code of Conduct

“[I]f you aint cheating, you aint trying,” a Barclays foreign exchange trader infamously shared in an electronic chat of November 2010. Since the FX benchmark manipulation scandal, regulators in multiple jurisdictions have clamped down on controls around setting of interbank rates. Now, a new code supersedes and updates existing guidance, reports Kim Potts.
Online Published Date:  12 October 2017

MiFID II: are you telecoms ready?

Although the Financial Conduct Authority’s July policy statement [1] relented on its proposed MiFID II taping requirements for financial advisers – by allowing analogous notes as an alternative – the rules are a significant challenge for entities that are in scope for the first time. Dave Millett sets out the options for relevant firms to record telephone and electronic communications in relation to transactions in financial instruments.
Online Published Date:  12 October 2017

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